Ram’s Story

Ram’s Story

For the past few weeks, you have been reading about Ram’s life and the financial decisions he had to make at different milestones. Let us revisit Ram’s journey from day one of his first job: The financial milestones depicted above clearly explain that in each phase...
Home Sweet Home – Essence of Planning

Home Sweet Home – Essence of Planning

How do you know when it’s the best time to buy a house? For most of us, buying a house is one of our biggest dreams.  It generally signifies settling down after marriage and indicates personal and professional stability. Ideally, it also means that our finances are in...
Retirement: Are you ready for it?

Retirement: Are you ready for it?

Responsibilities and challenges started piling up slowly as Ram entered his 30s.  He thought about settling down since he had a good amount saved up in the form of mutual fund investments. He was confident to face life’s challenges along with a partner. Soon after his...
Secure Your Financial Future

Secure Your Financial Future

The new job treated Ram well. Working at a start-up not only gave him job satisfaction but also offered him competitive pay. He had been working hard every day to make his mark in the industry. Everything was going well until one day when his mother fell ill. Illness...
Saving Taxes The Right Way!

Saving Taxes The Right Way!

Setbacks and disappointments can create emotional anxiety in our lives. Even though Ram planned to leave his job, he struggled to find a new job that fit his criteria. Ram’s mother was a teacher and she influenced Ram’s passion for teaching and education. He analysed...
Saving For A Rainy Day

Saving For A Rainy Day

Ram continued investing in conservative assets. As the years passed by, he realised that he didn’t enjoy working in the software industry and knew that he would eventually quit his job. Does Ram’s story look familiar to you? In today’s scenario, we find it difficult...
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