“There’s too much month left at the end of the money”

Does that hit too close to home? Millennials are known to enjoy the good life, but they also fall into this dangerous category called the “urban poor”. In spite of well-paying jobs, millennials identify as poor. This could be because of debt that piled up, expenses that are out of control, or misplaced priorities. A lot of this can be attributed to excess spending during the weekends. We could all do with a helping hand in personal finance management.

Here are four ways to make the weekend light on your wallet:

No-Spend Weekends

Did you know that there’s actually a way to enjoy your weekend without spending additional money? Make use of your Netflix subscription – do a movie marathon. Or get your hands dirty on that DIY project you’ve been planning for ages. No spend weekends could also be used to finish tasks that you’ve procrastinated. Alternatively, you could use this time to reflect.


Say No

What would you do when the plan for the weekend isn’t your cup of tea and happens to pinch your wallet? In a social context, declining an invite is never easy. With close friends you can be more open about your priorities, with others it may make sense to propose alternatives that are of interest to you.  An important lesson in personal finance is to spend money on the things that matter to you. This way, you’ll never regret spending money and whenever you do, you’ll be satisfied.


Expense Management

Another way to approach this would be to manage expenses. If you’re a habitual shopper, looking out for deals or signing up for loyalty programs may work in your favour. You could also begin choosing the most cost-effective option every time you have to make a financial decision. For instance, evaluate transport choices like driving yourself, carpooling, or taking a cab/auto on cost and convenience. Remember that you have the chance to make a smart choice every time you spend money!



Go back to the system you followed when you lived with your parents. Set aside some pocket money to enjoy your weekend. By following the pocket money system, you ensure that you don’t go overboard and that you live the weekends on your terms. Isn’t this a nice way to have your cake and eat it too?


The purpose of this list is not to constrain you in any way. Instead, it aims to help you build a healthier relationship with money and not leave you feeling broke!


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